These terms set out how your ko88 account works — what we commit to, what you agree to, and how transactions through DuitNow or Bank Transfer are handled under this policy. Access to ko88 depends on local law and is available only where permitted in your region.
DuitNow Transactions Covered
Bank Transfer Rules Included
Account Holder Rights Stated
Malaysia-Eligible Access Only
POLICY POSTURE
How These Terms Apply to Your Account
By creating and using a ko88 account, you accept these terms in full. They govern every interaction with the platform — from your first login to each transaction you initiate using DuitNow or Bank Transfer. We update these terms when our services change, and the current version is always the one that applies. When a material change is made, we publish the revised terms in your account dashboard before the change takes effect, so you have the opportunity to review before continuing. Eligibility is tied to your location and local law. Access to ko88 is available where permitted under applicable regulations in your region. If local law in your jurisdiction restricts or prohibits participation, these terms do not override that restriction — your use of the platform is your confirmation that access is lawful where you are. All financial activity on your account — deposits via DuitNow, transfers via Bank Transfer, and any withdrawal requests — falls within the scope of these terms. Transaction records are held in your account history and reflect the amounts processed through the payment routes you chose. If a discrepancy appears, the correction process is outlined in the rights section below. These terms exist to make the rules clear on both sides, not to limit your choices.
DuitNow
Bank Transfer
FPX
Touch 'n Go eWallet
Account Dashboard
WHAT IS COVERED
Scope of This Policy: What Falls Inside and Outside
Not everything connected to your ko88 experience falls under this single document. Understanding the boundary helps you know where to look when a question comes up.
Account Access
Login credentials, session management, and account-level security settings are all governed by these terms. Any action taken through your account — including payment initiation and game activity — is covered from the moment you authenticate.
Transactions
Deposits and withdrawals processed through DuitNow or Bank Transfer fall under this policy. The amounts, timing, and confirmation steps shown in your account history are the binding record of each transaction we process on your behalf.
Site Content
Game titles, lobby content, odds displays, and promotional banners on ko88 are subject to these terms where they affect your account. Content accuracy and availability may vary by region, and we reserve the right to update or remove content at any time.
Third-Party Services
Payment processors, banking networks, and external wallet providers operate under their own terms. When a DuitNow or Bank Transfer instruction leaves our platform, it enters a third-party network we do not control. Their rules apply from that point forward.
YOUR ACCOUNT RIGHTS
Actions You Can Take Under This Policy
These terms are not one-sided. You hold several practical rights that let you manage your account information, review your transaction history, and raise concerns through the correct channels. Your account dashboard — accessible after login — shows your current deposit records, withdrawal requests, and payment method history in one place. If something looks wrong, you do not need to wait for a scheduled review cycle; you can raise it directly. To correct account details such as your contact information or linked payment method, navigate to the account settings page and follow the verification steps shown there. Changes to core identity details may require additional confirmation, and the instructions for each step are shown inline during that process. We do not process correction requests submitted outside the account portal without prior contact through our support channel.
Review Your Records
Every DuitNow deposit and Bank Transfer transaction is logged in your account history. Open the transactions tab after login to see amounts, dates, and status for each entry.
Correct Account Details
You can update your registered contact information and payment details through account settings. Follow the verification fields shown on that page — each step is explained inline.
Raise a Policy Question
If you believe a term has been applied incorrectly to your account, contact our support team with your account reference and the specific transaction or action in question. We review each case individually.
Request Account Support
For access issues, payment holds, or account restrictions you do not recognise, our live support channel is the fastest path to a response. Details are in the support section below.
POLICY CONTACT PATHS
How to Reach Us About These Terms
If these terms raise a question you cannot resolve through your account dashboard, three contact routes are available. Each one is staffed to handle policy and account queries — not just general help.
Live Chat
Open the chat widget from any page on ko88 to reach the support team directly. Share your account reference number and the specific term or transaction you are asking about for the fastest resolution.
Email Support
Send policy queries to our support email address listed in the contact page of your account dashboard. Include your registered email and a clear description of the question or dispute. We respond to each submission individually.
Account Dashboard
For transaction disputes, the dashboard's built-in report function lets you flag a specific entry directly. This creates a logged case that our team picks up without requiring a separate email thread.
HOW WE HANDLE YOUR DATA
Data Handling, Cookies and Account Security
Your account data is used to operate the services described in these terms — nothing more. Transaction records tied to DuitNow and Bank Transfer activity are retained for the period required by applicable financial regulations in the regions where we operate. You can request a summary of the data we hold by contacting support through the live chat or email routes above.
Cookie Policy
We use session and preference cookies to keep your account logged in and to remember your payment method selection between visits. You can manage cookie settings through your browser at any time. Disabling cookies may affect login persistence and some account features.
Account Security
Access to your ko88 account is protected by the login credentials you set. We do not store full payment card numbers or DuitNow PINs. If you suspect unauthorised access, update your password immediately and contact support to flag the session.
Data Retention
Transaction logs, account registration data, and communication records are kept for as long as required by local financial regulations and internal audit requirements. When retention periods expire, data is deleted or anonymised according to our internal schedule.
Requesting Changes
To request correction or deletion of your personal data, contact support with your account reference. We process each request in line with applicable local law and will confirm the outcome to your registered contact detail.
COMMON POLICY QUESTIONS
Frequently Asked Questions About These Terms
Real questions from account holders about how these terms work in practice.
Do these terms apply to both DuitNow and Bank Transfer transactions?
Yes. All payment activity on your ko88 account — whether initiated through DuitNow or Bank Transfer — is covered by these terms. Each transaction is logged in your account history and subject to the rules set out in the policy details section above.
Can I access ko88 if I am in Malaysia?
Access depends on local law and is available where permitted under applicable regulations in your region. If you are in Malaysia, check that your access is lawful under local rules before creating or using an account. Your continued use of the platform confirms that access is permitted where you are.
How do I dispute a transaction that looks wrong in my account?
Open the transactions tab in your account dashboard after login and use the report function to flag the specific entry. This creates a logged case for our support team. Alternatively, contact live chat with your account reference and the transaction date and amount in question.
How often do these terms change, and how will I know?
Terms are updated when our services change in a material way. The current version is always the one that applies. We publish any revised terms in your account dashboard before the change takes effect, giving you the chance to review the update before you next use the platform.
What data does ko88 keep about my account, and for how long?
We retain transaction records, registration data, and support communications for as long as local financial regulations require. You can request a summary of the data we hold by contacting support through live chat or the email address shown in your account dashboard.
What happens if a DuitNow transfer is delayed or fails to reach my account?
Once a payment instruction leaves our platform and enters the DuitNow network, it is processed under that network's own rules. If funds do not appear in your account within the timeframe shown at the point of deposit, contact our support team with the transaction reference so we can check the status from our end.